Personal Umbrella

Excess personal liability or umbrella insurance policy can be a vital tool in protecting your family’s valued assets.  When an accident, that you or a family umbrellamember is personally liable for, exceeds the liability limits of a home or auto policy your assets become exposed to a possible lawsuit.  Excess insurance can help to cover the amount of your liability above the limits on your policy.  Most excess liability policies can be purchased for as little as $200 a year. Liability limits of $1 million- $5 million can be purchased.  The average personal liability verdict greatly exceeds the standard $300,000 of liability insurance coverage on the typical home owner policy, making an excess liability or umbrella policy a necessity.
 

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Call today for your FREE quote! DBR works with top-rated carriers for all of your insurance needs. Let us shop the market to find you the best coverage at the lowest prices. What have you got to lose? That 5 minute call could save you $100's! Speak with a Live Agent now at (913) 871-3606 or get an online quote.