Vacation Tip #1. Post your vacation pictures after you return home, as to not encourage other people to help themselves to your stuff! Theft claims kill insurance rates!
Vacation Tip #2. Renting a vehicle on your vacation? Typically your auto insurance will extend to the rental car. If you have liability only, it might be a good idea to purchase the ridiculous insurance from the rental company. Check with your agent on what is and isn't covered. Many companies don't provide coverage for loss of income, so if you wreck the rental car, you may be liable for the income generated by that vehicle while it is being repaired. Average length of repair is 7-10 days, and they don't use your discounted rental rate when figuring loss of income!