Missouri Auto Insurance Coverage

Missouri Coverage:  Auto Insureds medical coverage provides a specified dollar amount for medical services for all passengers in an insureds vehicle as well as coverage for all individuals or the insured policy in case of being hit as a pedestrian.

Missouri law states that all motor vehicle drivers and owners have some type of liability insurance coverage.  The vehicle owners are required to show proof of insurance for registering a vehicle and renewing their license plates.  The minimum coverage required by Missouri law is:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury
  • $10,000 per accident for property

Missouri law also says you have uninsured motorist coverage of $25,000 for bodily injury per person and $50,000 per accident bodily injury.  Proof of insurance must be maintained in the vehicle always.

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