The Open Enrollment period for 2015 coverage is November 15, 2014 to February 15, 2015.
If you haven’t enrolled in coverage by then, you generally can’t buy Marketplace health coverage for 2015 until the next Open Enrollment period for coverage the following year.
If you don’t have health coverage during 2015, you may have to pay a penalty.
You may buy Marketplace insurance outside Open Enrollment only if you qualify for a special enrollment period due to a qualifying life event such as marriage, divorce, birth or adoption of a child, or loss of a job. Learn more about how you qualify for a special enrollment period.
You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time. There is no limited enrollment period for these programs.
If you own or operate a small business, you can start offering coverage to your employees at any time.
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