Different Types of Life Insurance

Term Life Insurance:  This is the most affordable type of life insurance designed to meet temporary needs.  Term life insurance provides a death benefit only if the insurance dies during the specified period of the policy.  Common terms are 10, 20, 25, & 30 years.

Permanant Life Insurance:  Permanant life insurance is just that...permanant.  Permanant provides lifelong protection, as long as you pay the premiums.  With the continued payments, no withdrawals, loans, or surrenders, the full face amount will be paid.  This type of life insurance also has a savings element in the form of accumulated cash.

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