Auto Insurance

Auto Insurance provides financial protection for you and your family in the event of an accident.  Most states now require a minimum amount of liability coverage for all licensed vehicles.

The insurance companies we represent provide all types of aut insurance in Kansas & Missouri.  When packaged with a homeowners insurance discount, along with discounts ranging from multi-vehicle to low mileage drivers, you can find a low cost auto insurance policy to fit your family budget.

For a persoanal quote or more information call us today at (913) 871-3606 or Online.

Available Coverage

Click here for Kansas Coverage

Click here for Missouri Coverage

Liability Coverage:  Pays for a specified amount t cover losses to others in an at fault accident involving a vehicle or person on your auto insurance.

Medical Payments/Personal Injury Protection:  Covers a specific Limit for medical services.

Uninsured/Underinsured Motorist Coverage:  Provides specified dollar amount of coverage if you are injured by another at fault driver whom doesn't have any insurance or has insufficient coverage to cover sustained losses.

Comprehensive (other than collision):  Pays the insured for the property damage loss to your automobile for such perils as fire, theft, vandalism, and flood.  Coverage would apply to almost any loss "other than collision".

Collision:  Pays the insured for damages to a vehicle cause by an accident with another vehicle or inanimate object.

Deductibles:  Generally allow for more affordable premiums.  The deductible is paid by the insured first before any coverage applies.  This is also known as having a little skin in the game.

Optional Coverage:

  • Towing
  • Rental reimbursement
  • Roadside assistance
  • Full glass coverage
  • Personal property coverage
  • Electronics coverage
  • Stated value
  • Diminishing deductible
  • Accident forgiveness

Finding the most affordable auto insurance:

  • First make sure you have the proper type of coverage and the proper amunt of coverage for you situation
  • Second, shop for the best discounts for the coverage you have chosen

There are different rates for each item above based on multiple factors for each insurance carrier.  Some of the different factors include single vs married, age, sex, education, zip code, driving history, credit history, home ownership, style of car, age of car, miles to work, deductibles, drivers education, and others.

Ready to Save Money?

Call today for your FREE quote! DBR works with top-rated carriers for all of your insurance needs. Let us shop the market to find you the best coverage at the lowest prices. What have you got to lose? That 5 minute call could save you $100's! Speak with a Live Agent now at (913) 871-3606 or get an online quote.